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Appraisal Services

Jewelry Appraisals

Do you need an Appraisal for insurance purposes? Are you trying to determine the value of an estate or identify a gemstone? With the price of precious metals and gemstones rising rapidly, it is more important than ever to have your jewelry appraised properly. Our appraisal team includes a GIA Graduate Gemologist as well as a 3rd generation Jeweler and Watchmaker. This ensures that we have an experienced team on hand to properly assess the value of your items, for whatever you need appraised.

If you have jewelry that you are not sure whether it is real or not, we can help you determine whether or not it is valuable enough to do an official insurance appraisal.

Below are two types of appraisals and a description of what they entail to help you determine which type you are needing.

HOW TO MAKE AN APPOINTMENT:

Our gemologist works on Fridays. Please make your appointment on a Thursday, so that we can clean your items thoroughly before it is appraised. You will be able to pick up your items Friday afternoon, when the appraisal is complete. Paperwork takes about 10 business days, before it is emailed to you.

When making your appointment, please tell us how many pieces you have and what type of valuation you need.

WE ARE OPEN:

Tuesday - Saturday, from 10am - 5pm.

Make an Appointment
Minor Jewelry Inc. Nashville, TN

Fair Market Value Appraisal

Fair Market Value is a prediction of what something would realize in a sale to an interested individual. It assumes that there is a willing buyer and a willing seller with both parties aware of all relevant facts and with neither party under pressure to buy or sell. It is not a retail price, nor is it what a dealer would offer (below wholesale).  This type of appraisal uses an abbreviated description and the value is usually based on common sense (e.g. the current melt value of gold).  For many items the value will be similar to eBay or other auction venue sales results. 
This type of appraisal is used to settle an estate (equitable distribution), divorce or for tax purposes. It is not suitable for insurance replacement.

$100 Minimum (Includes an appraisal for the first 2 items)
$50 for each additional item after 2.

Insurance Replacement Appraisal

An insurance replacement appraisal provides an estimate to replace a piece of jewelry with a new one that is equivalent to the look, quality, weight, material, markings and rarity of your item. This type of appraisal also includes market research to determine the retail replacement value.  Replacement appraisals are most often used to determine an appropriate amount of insurance coverage. It is important that the insurance replacement appraisal provide an accurate estimate of the retail replacement value. If the replacement value is over-stated, your jewelry will be over insured and you will pay higher premiums than necessary.  You also do not want to be under-insured.

Appraisals are $200 per item of jewelry, the rate after four items is  $150 for each additional item.  if all items are left at the same time and day.

Watch Appraisals

We appraise watches as well. Whether you have a luxury watch, a pocket watch, or a family heirloom, our independent jewelry appraiser will properly assess the retail replacement value of time pieces.  
$200 per Watch

Make an Appointment
Minor Jewelry Inc. Nashville, TN
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