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Your Widget Header Text Goes Here This banner image is 1600 x 600 pixels on desktop Minor Jewelry Inc. Nashville, TNYour Widget Header Text Goes Here This banner image is 1600 x 600 pixels on desktop Minor Jewelry Inc. Nashville, TN

Appraisal Services

Jewelry Appraisals

Do you need an appraisal for insurance purposes or for peace of mind? Are you trying to determine the value of an estate?  With the price of precious metals and gemstones rising rapidly, it is more important than ever to have your jewelry appraised properly.  From family heirlooms to brand new pieces, we here at Minor Jewelry can help give you that peace of mind. Our appraisal team includes a GIA graduate gemologist as well as a 3rd generation jeweler and watchmaker, to ensure that whatever you need appraised, we have the perfect experience on hand to properly assess the value of your items. 

There are different types of appraisals based on your personal reasons for having your items valuated.  Below are two types of appraisals and a description of what they entail to help you determine which type you are needing.

If you have jewelry that you are not sure whether it is real or not, or worth doing a formal appraisal on, you are welcome to make an appointment to bring it in for a verbal valuation.  We will help you determine whether it is valuable enough to do an official insurance appraisal.

When making your appointment, please tell us how many pieces you have and what type of valuation you need.

Our gemologist works one day a week. Make your appointment and we will verify the availability of our gemologist. You will need to bring your jewelry in prior to the appraisal time so that we can clean it thoroughly before it is appraised.  

If you are just wanting some idea of the value of your jewelry, we can do a verbal valuation while you wait on up to 10 pieces.

Make an Appointment
Minor Jewelry Inc. Nashville, TN

Fair Market Value Appraisal

Fair Market Value is a prediction of what something would realize in a sale to an interested individual.  It assumes that there is a willing buyer and a willing seller with both parties aware of all relevant facts and with neither party under pressure to buy or to sell.  It is not a  retail price (much higher) and it is not what a dealer would offer (below wholesale) for used jewelry.  This type of appraisal uses an abbreviated description and the value is usually based on common sense (e.g. the current melt value of gold).  For many items the value will be similar to eBay or other auction venue sales results. 
This type of appraisal is used to settle an estate (equitable distribution), divorce or for tax purposes.  It is not suitable for insurance replacement.

Insurance Replacement Appaisal

An insurance replacement appraisal provides an estimate to replace a piece of jewelry with a new one that is equivalent to the look, quality, weight, material, markings and rarity of your item. This type of appraisal also includes market research to determine the retail replacement value.  Replacement appraisals are most often used to determine an appropriate amount of insurance coverage. It is important that the insurance replacement appraisal provide an accurate estimate of the retail replacement value. If the replacement value is over-stated, your jewelry will be over insured and you will pay higher premiums than necessary.  You also do not want to be under-insured.

Watch Appraisals

We appraise watches as well. Whether you have a luxury watch, a pocket watch, or a family heriloom, our 3rd generation watchmaker has 35 years of experience properly assessing the retail replacement value of time pieces.  Schedule your appointment today.

Make an Appointment
Minor Jewelry Inc. Nashville, TN
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Minor Jewelry Inc.
Nashville Store
2611 12th Ave South
Nashville, TN 37204
(615) 297-8489
call or text 615.447.8489
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Monday:Closed
Tuesday - Saturday:10:00am - 5:00pm
Sunday:Closed
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